InsurifyAI
AI Insurance Claims Platform
When an insurer undervalues a claim, InsurifyAI builds the evidence and sends the demand: letters that cite state bad-faith statutes and NADA + KBB + Manheim comparables, USPS Certified Mail via Lob with tracking saved to the claim, and real-time AI coaching during adjuster calls. Founded on a real Tesla settlement that grew from $17,262 to $29,155 — a +68.9% recovery — through 211 pages of legal evidence. Under the hood: 33 production dashboard pages and a 21-agent Shadow Team that ships the roadmap.
By the Numbers
Core Features
InsurifyAI fuses insurance domain expertise with full-stack engineering and a fleet of autonomous AI agents. Each capability was built to win specific carrier-disputed claims — not as a hypothetical feature list.
Real-Time Voice Coaching
Live transcript + AI-suggested rebuttals during recorded claims calls. Coach insureds through adjuster calls in real time using Claude + WebRTC streaming.
Demand Letter Generation
python-docx pipeline produces formal document layouts with exhibit numbering, citation formatting, and Bates stamps. Each letter cross-references NADA + KBB + Manheim valuations and applicable state statutes.
Shadow Team Autonomous Agents
21 AI coding agents work the feature roadmap by opening pull requests. Every PR goes through automated tests and merge gates, and escalates to human review by risk tier. Each agent runs within budget guardrails.
Certified Mail Delivery
Lob API integration handles USPS Certified Mail dispatch. Letters print, envelope, and ship with tracking numbers captured automatically as proof of delivery for the claim record.
Liquid Glass Design System
Apple HIG-inspired UI with translucent panels and depth-aware components shipped across all 33 dashboard pages. Built on shadcn/ui with custom material overlays.
State-Specific Legal Database
50-state legal database with bad-faith statutes, statute of limitations, and CCC ONE valuation methodology. Letters cite the specific applicable statute per claim location.
Watch it work
Three cuts of the same product: the spot that explains the problem, the walkthrough that proves the platform does the work, and the version aimed at the body shops that refer into it.
Tesla Settlement Demand — $17,262 → $29,155
The real-world legal claim that drove the platform: a 2019 Tesla Model 3 case involving FSD, CCC ONE valuation disputes, and a December 2025 incident. State Farm's adjusted vehicle value was $17,262. Through a 211-page legal demand packet delivered via USPS Certified Mail, the State Farm Claims Upload Center, and email, the settlement was negotiated to $29,155 — a +68.9% increase, $11,893 more than the initial offer. Every workflow now automated by InsurifyAI started here.
Why this approach worked: insurance domain expertise (50-state legal database, CCC ONE valuation methodology, NH bad-faith statutes), technical precision (python-docx formatter for formal layouts), cross-referenced evidence (NADA + KBB + Manheim comparables, FSD-specific damage docs, policy language analysis), and the full stack — engineering to build the tools, business to negotiate the leverage, insurance domain to identify the carrier's weak points.
Technical Architecture
InsurifyAI runs on AWS Fargate with 5 ECS services, 123 Terraform-managed resources, a Supabase Auth + Postgres backend (pgvector for legal-document search), and a Next.js App Router frontend. Shadow Team agents operate against the same data plane with tiered PR routing.
Backend
- 5 ECS Fargate services (API, Web, Realtime, Agent-Hub, Agent-Runtime)
- RDS PostgreSQL 16 with pgvector
- ElastiCache Redis for queues + session
- Supabase Auth (SSR) shared across the suite
- Stripe webhooks for billing events
Frontend
- Next.js App Router (33 pages)
- Tailwind CSS + shadcn/ui
- Liquid Glass design system (Apple HIG)
- CloudFront CDN distribution
- WAF rate-limit + bot challenge
AI & Agents
- Claude API for letter generation + voice coaching
- 21 Shadow Team agents (tiered PR routing)
- Agent-hub orchestrator with budget guardrails
- 50-state legal citation database
- python-docx formal document layout (exhibits, Bates stamps)
Infrastructure
- Terraform-managed VPC + subnets + IAM
- 123 cloud resources across 4 envs
- Cloudflare Email Routing (28 addresses)
- SendGrid transactional relay
- GitHub Actions CI/CD with PR previews